Receive your AdSense payments faster: Sign up for EFT!Hello,
For your next AdSense payment, we invite you to have your
earnings paid directly to your bank account using Electronic
Funds Transfer (EFT). With EFT, there's no waiting for the mail
or for the check to clear; your payment will appear in your bank
account about 10 days after a payment is posted in your AdSense
account.
To sign up your bank account for EFT payments there are two main
steps:
1 - Choose EFT as your form of payment. You can do this from
the Payment Details section of the My Account page -- just click
Edit and select the EFT radio button. Follow the instructions on
the page to enter your bank account information.
2 - Verify a test deposit. Once you've entered your bank account
information, we'll make a small deposit to that account. In 2-10
days, you can check your bank account for the amount of the
deposit (it will show as being from "Google" or "BFS"). Then
head to your bank account verification page to enter the amount
of the test deposit, You can reach the verification page by
visiting the My Account page and clicking the 'Verify' link in
the Payment Details section.
It's easy!
More EFT details:
- Just like payments by check, payments by EFT will be made at
the end of the month following the month you reach $100 in
earnings. EFT payments will be credited to your bank account by
the 5th of the month following the month of the payment.
- For your next payment to be made via EFT, your bank account
must be verified by the 15th of the month in which you're
scheduled to be paid.
- If you'd like to implement a hold your payments until your
account is verified, you can do so by editing the 'Payment
Holding' section in your account. Complete steps can be found in
our our Help Center at
https://www.google.com/support...nse/bin/answer.py?answer=15926 
.
- We're unable to credit back any payments we've already issued
to you, so that you can receive them via EFT. Also, payments
won't be credited back to your AdSense account so as to receive
a better exchange rate.
- We can only make EFT payments to bank accounts in your country
of residence. This means that if your AdSense account is in the
US, we can't make payments to your UK bank account.
- We can only make EFT payments in your local currency. For
example, if you live in Canada but your bank account is in US
dollars, your bank may not accept these payments or they may
convert your payment to US Dollars. So that your AdSense payment
is not converted twice, we recommend that you use a bank account
in your country's local currency.
- If it's past the 5th of the month after you were issued an EFT
payment, but there's still no payment in your bank account,
please follow up with your bank. You'll need to provide them
with the payment date, the amount of the payment in your local
currency and the transaction number so that they can trace the
payment. For more details, please visit
https://www.google.com/support...nse/bin/answer.py?answer=21591 
.
We hope this information has been helpful and that you'll give
EFT payments a try.
For further questions on payment issues, please visit our Help
Center
http://www.google.com/adsense_help 
.
Sincerely,
The Google AdSense Team